How Do I Refinance My Mortgage With No Appraisal?

FHA and VA loans can be refinanced using a streamlined refinancing approval process that in many cases does not require that your home be appraised. This is especially helpful if you suspect that your home’s value has decreased substantially and you may now be underwater or upside down on your existing mortgage.

You will need to be current on your existing mortgage, although depending on who is issuing your refinance loan some late payments in the past may be acceptable.

Even if you do not have an FHA or VA loan, you may be able to get a streamlined refinance that does not require an appraisal with the HARP program.

Find out if you can get a HARP refinance with no appraisal or learn about the other types of mortgage refinances.